This is how it works.
When a property goes through foreclosure or a court-ordered sale, it is auctioned to satisfy the amount owed. The opening bid typically reflects that balance, but in many cases, the final sale price exceeds that amount.
That extra money, known as surplus funds or excess proceeds, legally belongs to the previous owner or their rightful heirs if the owner has passed away.
In Florida, under Florida Statute §45.032, any surplus funds remaining after a foreclosure sale are required by law to be preserved for the rightful beneficiaries. However, the court is not obligated to locate or notify former owners or heirs. As a result, many people are never told these funds exist.
That’s where we come in.
At Surplus Capital Recovery Group LLC, we handle the legwork required to recover surplus funds, from researching foreclosure records and verifying ownership, to preparing and submitting claims with the appropriate court. Our services are contingency-based, meaning there are no upfront costs unless funds are successfully recovered.
Before filing any claim, we dig deep. Our team researches property records, foreclosure filings, and lien history to confirm who has a rightful claim, and who doesn’t.
This protects you from surprise challenges and ensures the court acknowledges your eligibility as valid.
Homeowners who lost property in foreclosure.
Heirs & Beneficiaries when the rightful owner has passed away.
Families Living Out-of-State, location doesn’t limit your right to claim.
Business Owners & Real Estate Investors from house flippers to landlords who lost properties tied to their business.
We make sure surplus funds are returned to their rightful owners, no matter the situation.
No Upfront Costs — Our service is 100% contingency-based. If you don’t get paid, neither do we.
Proven Court Experience — We’ve managed surplus recovery cases across multiple states and know how to navigate the system.
Thorough Research — Every lien, record, and ownership detail is reviewed to protect your claim from challenges.
Personalized Support — Foreclosure is stressful; we guide you step by step with compassion and integrity.

We research liens, foreclosure records, and ownership history to confirm you qualify before filing.



We handle every legal document, court submission, and compliance requirement on your behalf.



Once approved, surplus funds are disbursed to the approved party — securely and risk-free.
Every day, surplus funds go unclaimed simply because families don’t know they exist. Don’t let that happen to you.
Surplus Capital Recovery Group LLC provides assistance with surplus funds recovery. We are not a law firm and do not provide legal or tax advice. Eligibility for surplus funds depends on state laws, lienholder claims, and court approval. Results are not guaranteed. Our services are contingency-based — we only collect a fee if funds are successfully recovered.
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