
I grew up in Madison, Wisconsin, where I saw firsthand the stability that comes with owning a home. Yet for many in my community, homeownership always seemed just out of reach. That gap between possibility and access is what first sparked my drive to find a better way forward.
In my younger years, I made a few missteps — nothing too serious, but enough to make me realize I wanted more out of life. I wanted direction, purpose, and a future that allowed me to help others along the way. That commitment to change gave me focus and discipline.
Why I Started Surplus Capital Recovery Group
Our mission is to stand in the gap for families who’ve been overlooked, fighting for what’s rightfully theirs, and helping them recover the funds they earned through years of hard work.
End-to-End Representation — we handle everything: research, paperwork, court filings, and communication.
No Upfront Costs — you don’t pay unless we recover funds for you.
Compassion & Integrity — foreclosure is not just financial, it’s emotional. We treat every case with persistence and respect.
Proven Process — we combine thorough lien research with court expertise to ensure claims are filed correctly and protected from unnecessary challenges.
At Surplus Capital Recovery Group LLC, we’re guided by simple principles: fairness, transparency, and respect for every person we help. We know how complicated and emotional the aftermath of a foreclosure can be, and that’s why we handle each case with patience, integrity, and care.
Our work isn’t just about paperwork or court filings, it’s about people. Behind every claim is a story, and we never forget that. We take pride in being the steady hand families can rely on when everything else feels uncertain.
Every recovery reminds us why we started this journey in the first place: to help restore balance, bring clarity to a confusing process, and make sure no one is overlooked in a system that’s too often impersonal.
Horaceeo Fleming, Founder & CEO
Surplus Capital Recovery Group LLC provides assistance with surplus funds recovery. We are not a law firm and do not provide legal or tax advice. Eligibility for surplus funds depends on state laws, lienholder claims, and court approval. Results are not guaranteed. Our services are contingency-based — we only collect a fee if funds are successfully recovered.
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