Our Services & Frequently
Asked Questions
At Surplus Capital Recovery Group LLC, we take the stress and confusion out of the equation. Whether you’re the previous homeowner, heir, business owner, or beneficiary, our services work to verify what’s owed, simplify the process, and deliver the results you deserve.
Our Services
Lien & Ownership Research
We thoroughly research property records, liens, foreclosure filings, and ownership history before filing any claim. This prevents costly surprises and ensures your eligibility is clear from the start. Typical documents needed: property deed, foreclosure notice, court records.
Surplus Funds Recovery
We handle every step of the claim from confirming the surplus amount with the court to filing the necessary petitions. Throughout the process, we keep you informed and updated, so you always know where your case stands and what to expect next.
Heir & Beneficiary Assistance
When the original property owner has passed away, surplus funds often require probate before they can be released. While we don’t provide probate legal services directly, our team gathers the necessary documents such as death certificates, ownership records, and heir information. We also work with probate attorneys to ensure the surplus claim can move forward without unnecessary delays.
Court Filing & Documentation
We prepare all petitions, affidavits, and supporting evidence so your case is court-ready. Our team ensures no missing pages, outdated forms, or incorrect filings that could delay your claim. In cases where an attorney is required, all legal costs are fully covered by us. You’ll never have to pay out of pocket.
Frequently Asked Questions
What are surplus funds?
When a property sells at foreclosure or tax deed auction for more than what’s owed, the extra money is called surplus funds. Those funds belong to the former owner or their heirs — not the county.
Who can file a claim?
Eligibility depends on state laws and probate rules. Typically, the former homeowner or their legal heirs can file. In some cases, lienholders or creditors may also submit claims.
How do I know this is legitimate?
Surplus recovery is a legal process backed by state statutes. Courts hold these funds in trust until they are claimed. We provide documentation, case references, and court filings so you can verify everything for yourself.
Why is my claim taking so long?
Delays usually happen when probate hasn’t been started, paperwork is incomplete, or deadlines are missed. Professional guidance helps prevent these setbacks.
Why was my claim rejected?
Outdated forms, missing signatures, lack of notarization, and incomplete documentation are the most common reasons. Courts reject incomplete claims with no obligation to guide you.
Will family conflict impact the claim process?
Yes. When heirs disagree, the probate court decides how the funds are distributed. The process can take longer — typically 6 to 18 months — but it protects each heir’s rightful share under the law.
How long does the process take?
Most surplus fund claims are resolved in 2–4 months once all required documents are filed. Cases involving probate, multiple heirs, or court backlogs may take longer.
Do I have to pay upfront?
No. We work on a contingency basis. You only pay if funds are successfully recovered.
How much does it cost?
Our fee is a percentage of the funds we recover, agreed upon before we begin. You’ll never risk money out of pocket — if we don’t win, you don’t pay.
What if I live out of state?
That’s not a problem. We represent clients nationwide and handle the paperwork, court communication, and filings remotely. You don’t have to travel back to the county where the property was located to claim what’s yours.
What happens if creditors also file claims?
If creditors such as lienholders, judgment holders, or tax authorities file against the funds, the court reviews all claims and decides how to divide the money. We research potential liens early and advocate for you throughout the process to protect your share.
What documents are needed?
It depends on your situation. Typical documents include a valid ID, foreclosure records, proof of ownership, and in estate cases, death certificates and probate filings.
Can I file a surplus funds claim myself without your help?
Yes, you can. However, the process isn’t always straightforward and often requires careful attention to detail. Mistakes or missing documents can delay or even deny a claim, and in some cases, legal assistance may be needed. Surplus Capital Recovery Group LLC manages the process from start to finish, including coordination with attorneys when required, ensuring everything is filed correctly and on time.
Still have questions?
Every surplus case is different. Getting answers quickly can mean the difference between recovering
your funds or losing them to delays. Don’t leave it to chance.
Let Surplus Capital Recovery Group review your situation and give you a clear path forward.
Client Testimonials
When families turn to us, they’re often carrying the weight of loss, uncertainty, and frustration. We’re proud to stand with them, fight for what’s rightfully theirs, and see the relief that comes when their money is finally returned. Here’s what a few of our clients had to say about their experience.
Surplus Capital Recovery Group LLC provides assistance with surplus funds recovery. We are not a law firm and do not provide legal or tax advice. Eligibility for surplus funds depends on state laws, lienholder claims, and court approval. Results are not guaranteed. Our services are contingency-based — we only collect a fee if funds are successfully recovered.
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